<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
  <channel>
    <title>ACA Direct Plans Blog</title>
    <link>https://acadirectplans.com/blog/</link>
    <description>Guides to ACA enrollment: Open Enrollment dates and deadlines, Special Enrollment Periods, and what to prepare, including for families and new parents.</description>
    <language>en-us</language>
    <atom:link href="https://acadirectplans.com/rss.xml" rel="self" type="application/rss+xml"/>
    <item>
      <title>ACA Health Insurance for Families: Covering Spouses, Kids, and Dependents</title>
      <link>https://acadirectplans.com/blog/aca-health-insurance-for-families/</link>
      <guid isPermaLink="true">https://acadirectplans.com/blog/aca-health-insurance-for-families/</guid>
      <pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate>
      <description>Enrolling a household is different from enrolling one person. Here is how a family application works, what to check on deductibles, and where children's coverage fits.</description>
    </item>
    <item>
      <title>ACA Open Enrollment: Dates, Deadlines, and When Your Coverage Starts</title>
      <link>https://acadirectplans.com/blog/aca-open-enrollment-dates-deadlines/</link>
      <guid isPermaLink="true">https://acadirectplans.com/blog/aca-open-enrollment-dates-deadlines/</guid>
      <pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate>
      <description>Open Enrollment has more than one deadline. Here is how the dates work, when coverage starts, and what to check before you sign up.</description>
    </item>
    <item>
      <title>Having a Baby? How ACA Coverage and Special Enrollment Work for New Parents</title>
      <link>https://acadirectplans.com/blog/having-a-baby-aca-coverage-new-parents/</link>
      <guid isPermaLink="true">https://acadirectplans.com/blog/having-a-baby-aca-coverage-new-parents/</guid>
      <pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate>
      <description>A birth or adoption can open a window to change your coverage. Here is how long you have, when coverage can start, and what to check before your baby arrives.</description>
    </item>
    <item>
      <title>What Is a Qualifying Life Event for Health Insurance?</title>
      <link>https://acadirectplans.com/blog/aca-special-enrollment-period-qualifying-events/</link>
      <guid isPermaLink="true">https://acadirectplans.com/blog/aca-special-enrollment-period-qualifying-events/</guid>
      <pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate>
      <description>Outside Open Enrollment, HealthCare.gov enrolls people who have a qualifying life event. Household changes, certain moves, and loss of coverage each have their own deadline.</description>
    </item>
    <item>
      <title>How Does ACA Health Insurance Work? A Simple Guide to Marketplace Coverage</title>
      <link>https://acadirectplans.com/blog/how-does-aca-health-insurance-work/</link>
      <guid isPermaLink="true">https://acadirectplans.com/blog/how-does-aca-health-insurance-work/</guid>
      <pubDate>Thu, 17 Sep 2026 00:00:00 GMT</pubDate>
      <description>A plain-language walkthrough of the Health Insurance Marketplace and the steps to enroll, from gathering information to paying your first premium.</description>
    </item>
  </channel>
</rss>
